ACCOUNTANTS & FINANCIAL STRATEGISTS · DIAGNOSTIC UNDERWRITING · NUMBERS & STRATEGY
Are you winning?
We find the money business owners don't know they're leaving on the table — and we get it back. The average is £140,000 to £280,000 per year.
Find out your Hoffer Score
Free · No obligation · Two minutes · No login required
Scroll to learn more
The truth nobody has told you
Your business has never been diagnosed. Not once. Not by anyone.
Your accountant tells you what happened last year. Your bank renews your facility without comment. Your solicitor waits to be called. Nobody has ever looked at the whole picture — across every domain that drives your business and your personal financial world — and shown you one number: the total value you're leaving on the table.
We do. In two minutes. Free.
Five questions you should be able to answer
Am I earning what I should be from this business?
Am I paying too much tax?
Is my family protected if something happens to me?
Can I retire when I want to — or when I have to?
Is my accountant actually doing their job?
If you can't answer all five with certainty — you've never been diagnosed. And you deserve to be.
The Hoffer Score
Four parts of your world.
Ten domains. One number.
The Hoffer Score examines your entire business and personal financial architecture — not just your accounts. Twelve questions across four parts. The output tells you exactly where value is leaking and how much.
Part A
The Business World
Part A1
The Business Financial World
Part 1.1
The Personal Financial World
Part 1.1A
The Wealth & Retirement World
Take the Hoffer Score
What we do
Diagnostic Underwriting. Numbers & Strategy.
We are a diagnostic underwriting firm that does your numbers and your strategy. We diagnose businesses across ten domains, underwrite a position on the recoverable value, and commit to getting it back.
The Diagnostic
Ten domains. Four parts. Forensic examination of your business and personal financial world. We find what nobody else finds — because nobody else looks this deep.
Numbers & Strategy
Management accounts. Financial analysis. Extraction modelling. Cash flow management. Business valuation. Everything your accountant should be doing and isn't.
The Recovery
We don't just find the value. We get it back. Intervention programmes designed to recover the money your business is leaving on the table — typically £140K–£280K per year.
"Prevention is better than cure. Your body gets a diagnostic. Your car gets a diagnostic. Your business never has. Until now."
HOFFER — DIAGNOSTIC UNDERWRITING FIRM
Start here
Before the accountant. Before the bank. Before the solicitor. Before any decision.
The diagnosis is upstream of everything. Every adviser in your life works downstream — reacting to your current position without questioning whether it should exist. Hoffer diagnoses first. Everything built on the diagnosis is built on the truth. Everything built without it is built on assumptions.
Start with the truth. Start with Hoffer.
The Hoffer Group of Companies
Hoffer
Diagnostic Underwriting
Numbers & Strategy
Elk Energy
Commercial Energy
Demand Control
Brookwells
Property & Estate Agency
Media & Press